To qualify for Federal US Loans, a student enrolled at AUC must meet the following requirements in order to receive federal financial aid:

  • Be a US citizen or an eligible noncitizen.
  • Be enrolled at least half-time in a degree program
  • Be an eligible student. For subsidized lending, this is determined by the Expected Family Contribution (EFC) awarded via the FAFSA.
  • Not be in default on a prior student loan or in an overpayment status (as determined via the National Student Loan Data System (NSLDS)).
  • Not to have met aggregate loan limits (as determined by NSLDS). Students close to their aggregate may have limited borrowing available to keep from exceeding levels.
  • Meet all requirements to receive financial aid, such registration with Selective Service, verification of citizenship status, and any other items requested by the Financial Aid Office.
  • Must be making Satisfactory Academic Progress (SAP) for financial eligibility (see SAP policy). Failure to maintain a 2.0 average at the end of each quarter, as well as failure to
    complete all classes on track to maintain completion of program within 150 percent of required timeframe will result in Unsatisfactory Academic Progress. See Financial Aid Warning and Probation details in the Student Policy section of the catalog.

Some federal loans are based upon financial need as determined by the Free Application for Federal Student Aid (FAFSA) (Subsidized loans). Others do not require that you demonstrate financial need (PLUS and Unsubsidized loans).