U.S. Loans

When applying for U.S. Loans it’s important to understand the types of loans that are available at AUC.

There are two types of student loans:

Federal Student Loans

These loans are funded by the U.S. federal government.

• Direct Subsidized Loans and Direct Unsubsidized Loans
• Direct PLUS Loans (for graduate students or parents of undergraduate students)

For more information about Federal Loans, click here
 

Private Student Loans

Private student loans are non-federal education loans offered by private lenders, such as banks, credit unions, state agencies, or other financial institutions.

Students are encouraged to explore all available sources of financial assistance, including U.S. Federal Direct Loans, before considering a private education loan. Federal student loans may offer benefits that are not typically available through private loans, such as fixed interest rates, income-driven repayment plans, deferment options, and loan forgiveness programs.
 

AUC currently certifies private education loans offered through the Sallie Mae Smart Option Student Loan program. Eligibility, interest rates, repayment terms, and borrower benefits are determined by the lender.

For more information regarding Sallie Mae Smart Option Student Loans, click here
 

Students Rights and Responsibilities

As a student financial aid recipient, you have a number of rights and responsibilities.

To know more about these responsibilities, click here
 

Loan Summary Chart

To view the loan summary chart, click here
 

Policies

• Satisfactory Academic Progress (SAP) Standards For Financial Aid Eligibility And SAP Appeals
• Withdrawal and Return of Title IV Funds
• Student Financial Aid Code of Conduct
• Disbursement of Federal Financial Aid
   

Quick Links

• Student Consumer Information
• Portico-Campus Ivy FA Portal
• Direct Subsidized and Direct Unsubsidized Loans
• Manage and Repay Your Federal Loans
• Free Application for Federal Student Aid (FAFSA)
• Federal Student Aid (FSA) ID
• Loan History
• Repayment Plans