Steps To Apply

This guide serves to assist US citizen and non-citizen undergraduate and graduate students eligible for US federal financial aid. 

Students should apply for federal financial aid beginning October 1. The earlier a student applies the earlier decisions can be made. 

  • Complete the FAFSA application online at the FAFSA website.
    • Select “foreign” from the State drop-down list.
    • Enter the school name and AUC school code: American University in Cairo - G05034.
  • You must have a Federal Student Aid user ID and password to complete your FAFSA online.
    • Students, parents, and borrowers are required to use an FSA ID (formally known as Federal Student Aid PIN), made up of a username and password, to access certain US Department of Education websites. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents. If you haven’t logged in to a Federal Student Aid site (such as or you will need to create an FSA ID before you can log on in the future. If you already have a PIN, you can link your information to your new FSA ID by entering your PIN while registering for your FSA ID, this will save you time when registering for your FSA ID. If you’ve forgotten your PIN you can either enter the answer to your PIN challenge question during the FSA ID registration process to link your PIN, or you can just create your FSA ID from scratch. A PIN is not required to create an FSA ID.
  • The Department of Education defines the Dependent as a student who is under the age of 24 years, not married or head of a household. Both the student and his or her parents must provide their information on the FAFSA. Each must have its own user ID and Password. An Independent is a student who is enrolled in the graduate portion of the program or a student who is 24 years old or married or the head of a household.
  • Undergraduate students must complete an entrance interview.
  • Graduate students must complete an entrance interview for graduate-professional students.
  • Check the steps to filling out the FAFSA.
  • Make sure to keep documentation of all information you supply on the FAFSA.
  • A Student Aid Report (SAR) will be emailed to you and to the AUC. Always retain the SAR for your records.

The MPN is the legal document, which is your promise to repay the loan and any accrued interest and fees to the US Federal Government. It explains the terms and conditions of your loans. Although you may have previously signed an MPN to receive Direct Loan Program loans, previous MPN’s cannot be used to borrow direct loans. Because AUC is a foreign institution you must complete the MPN with each award year.

  • Complete the Direct Loan MPNs online 
    • You will need your Federal user ID and password to log In.
    • You need to complete a MPN for each loan you are requesting; Direct loans and Plus loans.
    • A parent borrower must sign the MPN with their own user ID.
    • Retain a copy of your MPN(s) after you complete the form electronically.

The Federal Government requires you to complete the entrance counseling to ensure that you understand the responsibilities and obligations you are assuming. 

If you are completing the entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.

If you are completing entrance counseling to borrow a loan as a graduate or professional student, the entrance counseling will fulfill counseling requirements for Direct Unsubsidized Loans and Direct PLUS Loans.

Students who need to borrow enough money to cover their entire Estimated Cost of Attendance or at least more than the Stafford Direct loan program offers, should apply for the PLUS/Grad PLUS loan which requires a credit check.

  • Request a Direct PLUS Loan
    • Visit the Federal Student Aid website and click on Request a Direct PLUS Loan
    • Select the loan suited to your grade level. Undergraduate students need only one parent to borrow a PLUS on their behalf. All graduate students should select Grad PLUS which they borrow in their own name.
  • You will receive a response to the credit decision almost immediately.
    • If your credit is denied, you will have options: Asking for Reconsideration, Appealing or Adding an endorser to the loan. You will receive an email from the Department of Education (DOE) with instructions for all these options. It is important to save this email as it includes an endorser code.
    •  If you need an endorser, click on Add an Endorser. The endorser must have their own user ID.

​​​​​AUC is pleased to announce the new CORE Financial Aid system where you will be able to view your financial aid information for the academic year 2022 - 2023. All required documents and forms will be available through your student portal account.

New students who have been accepted in a degree program and have not borrowed federal loans in the past at AUC, must complete this process to self-register in our new CORE system. This is a one-time registration step while you seek federal aid at AUC.

Once you complete the self-registration you must email the FA office your acceptance letter and your course registration plan for the academic year (fall and spring semester). Based on this information, AUC will confirm your enrollment status on CORE. You will receive an automatic email with information on how to access your student portal. Within the body of the email, click the secure link to set your password. Remember the link is only good for 72 hours.

Existing students who have registered in the past with the CORE and received loans from AUC do not self-register. Access your Student Portal account.

In order to provide you with Funding Estimate (the FA award letter) you are required to submit the following documents (you will submit them directly through your Student Portal):

  • Enrollment Agreement: AUC Acceptance Letter
  • Proof of Graduation:
    • Graduate Students: Copy of your BA/BS diploma
    • Undergraduate Students: Copy of your HS diploma
    • Transfer Students: Copy of your transcript from prior school(s)
  • Identification Students: Copy of your US passport/green card
  • Credit Balance Authorization Form-: eform located on your Student Portal

The financial aid office will determine your financial aid package (direct loans) for the academic year (half will be disbursed at the beginning of the fall semester and the remaining half will be disbursed at the beginning of the spring semester). Your loan amounts depend on several factors, including your Expected Family Contribution (EFC), your dependency status, and your enrollment status at AUC. 

Note that AUC will not be able to process your federal loans unless we have your complete information on the student portal and matched with your FAFSA. You also must be accepted in a degree program and registered at AUC before the funds are disbursed to you. Then your file will go through a verification process.  If additional information is needed in order to process your file, you will receive a tracking letter in your email requesting the specific documentation.

Once your file has been thoroughly reviewed, you will receive the Funding Estimate (an award letter) in your student portal. That award letter will have all the information you may need in it; the amount of aid, the type or types of aid and the anticipated disbursement dates. 

All students are required to sign the funding estimate in order to receive loans. You will receive an email notification to electronically sign your award letter within ten calendar days.

You must inform the financial aid office if you want only part of the loan amount that you are eligible for. You do not have to accept the loan nor the full amount that is offered.

The funds are released to the school approximately ten days prior to the start of the semester (provided the student has completed all the necessary steps, including course registration). The school will credit the students account within three days of receipt and within 14 days deliver any credit balance refund to the student.

Delivery Method

These funds are released to students using the following method:

  • Wired to the student’s declared domestic or international bank account
  • Check mailed to the student’s preferred address
  • Processed through student accounts office on campus in Cairo

Complete and return enrollment plans and loan refund method form.

  • After crediting the tuition and fees you owe to the school AUC  will transfer the credit balance refund to you, as per the delivery method you provide to AUC.

The Sallie Mae Smart Option Loan is a private credit-based loan which is also available to AUC undergraduate and graduate students in need of supplemental funds. We do not award or process these loans through AUC, so you will need to deal directly with Sallie Mae.